Disclaimer

1. SEBI Regulatory Non-Registration Disclosure

Shaikhoology / Halal Screener is NOT registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser (under SEBI Investment Advisers Regulations, 2013) or as a Research Analyst (under SEBI Research Analysts Regulations, 2014).

All information, financial ratios, compliance statuses, and purification figures presented on this platform are automated, algorithmic computations derived exclusively from publicly available statutory filings and historical market data.

Nothing on this platform constitutes an offer, solicitation, or recommendation to buy, sell, or hold any security. Securities investments are subject to market risks. Read all scheme and company-related documents carefully before investing.

2. Islamic Shari'ah Screening & Non-Fatwa Notice

Halal Screener applies structured quantitative screening models (e.g. debt-to-assets ratio < 33%, interest income ratio < 5%, liquid assets < 90%) inspired by international Islamic finance benchmarks.

These automated screening assessments are provided strictly for educational, research, and informational reference. They do NOT constitute personal religious decrees, formal rulings, or binding fatwas. Shariah scholars differ in their specific interpretations. Users are advised to conduct independent due diligence and consult their own trusted religious scholars. Shaikhoology assumes no legal or ethical liability for final investment decisions.

3. Broker Integration & Read-Only Architecture

Broker connection features (such as DhanHQ Partner API, Zerodha Kite Connect, and Upstox) operate on a strictly read-only basis to inspect delivery holdings for Shariah compliance and dividend purification.

Halal Screener has zero execution access, cannot place or modify trading orders, cannot initiate fund transfers, and never accesses or stores your broker passwords or authentication PINs.